Iowa Paycheck Calculator 2026

Calculate your take-home pay in Iowa after federal tax, Iowa state income tax, and FICA for 2026. Real-time updates as you type.

Gross annual salaryStateFiling statusPay frequencyPre-tax deductions (401k, HSA, etc.) — annual

Take-home pay per paycheck

$2,283

$59,354 per year

Item	Per paycheck	Annual
Gross	$2,885	$75,000
Federal income tax	-$295	-$7,670
Iowa state tax	-$86	-$2,238
FICA (SS + Medicare)	-$221	-$5,738
Net take-home	$2,283	$59,354

Effective tax rate: 20.9% · Marginal federal rate: 22.0%

Example: $75,000 salary in Iowa

A single filer earning $75,000 per year paid biweekly in Iowa would take home approximately $2,283 per paycheck ($59,354 annually) after all taxes. Effective tax rate: 20.9%.

Iowa has a flat 3.80% state income tax rate — the same rate applies to all taxable income regardless of how much you earn.

Local taxes in Iowa

Some Iowa school districts impose a surtax (a percentage of state income tax liability) — typically 0%–20% of state tax due, averaging around 0.08% effective. Not included in this calculator.

Notes about paychecks in Iowa

Iowa completed its transition to a flat 3.80% income tax in 2026, down from a top progressive rate of 8.98% just a few years ago.
Iowa couples its standard deduction with the federal amount ($16,100 single / $32,200 MFJ for 2026).
Iowa does not tax retirement income for taxpayers age 55 and older starting in 2023.
Many Iowa school districts levy a surtax on state income tax liability (not included in this calculator).

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Official resource: For authoritative Iowa tax information, visit https://tax.iowa.gov/ .

Disclaimer: Estimates only. Actual withholding depends on W-4 elections, pre-tax benefits, city/local taxes, and specific deductions. Consult a tax professional for financial decisions.